Peer-to-business Loans

Edinburgh based company, ‘We Care for Children’ has been trading for the past 15 years as ‘Little Flyer’s Nursery’. Since starting with one nursery in 1999, the company currently operates across six locations in Edinburgh and West Lothian, providing day care and out-of-school care for over 300 children aged between 3 months and 12 years old. Throughout the company’s 15 year history, they have shown sustainability, market insight and continued success in growth. All Little Flyers Nurseries have a flexible approach to childcare, and unlike most other nurseries, they offer shift/roster places so that they can adapt to the needs of the modern working family. The nurseries have a great reputation, achieve ‘very good’ grading’s from the Care Inspectorate and are supported by a wealth of experienced and dedicated staff.

Location – Edinburgh

Business Nature – Child Care

Loan Purpose – Expansion of business

Trading for - 15 years

Loan term - 60 months

Number of bids - 35

Avg ROI - 10.75%


Sharon originally approached her own bank for funding having been a business banking customer for many years. After analysing the business’s EBITDA ratio, which compares financial borrowings and earnings before interest, taxes, depreciation and amortisation, the bank declined to provide a loan to fund the expansion plan.

Why they chose us

Having been unsuccessful in securing funding through a traditional bank loan and with few other options available Sharon was impressed with the one-to-one, personal service she received and was encouraged by LendingCrowd’s belief in and enthusiasm for the project.

A happy ending

We Care For Children successfully reached their loan target of £35,000 within 8 weeks of the auction start date and attracted 35 investor bids.

The loan has allowed the company to refurbish the property in West Calder and the new Little Flyers Nursery is due to open its doors in late Summer, 2015.

Sharon Fairley, Founder & Managing Director, We Care for Children Ltd:

“ LendingCrowd were enthusiastic to support a new business and were keen to help. The one-to-one, personalised service and support I received throughout the entire process from Helen McKay on the credit team was great.

Lendingcrowd logo

learn more about


<< Back to All Articles