​Radii Skatepark Repairs Ltd

Direct Business Lenders

Radii Skatepark Repairs Ltd is run by lifetime BMX rider Rob Steele. Semi-professional in the early 80s, Rob took a 10 year break from riding and began building ramps with a friend. After a brief flirtation with commercial construction and fuelled by his recent return to riding, Rob spotted a gap in the market for skatepark repairs and took the opportunity to return to an industry that he was passionate about. He founded Radii Skatepark Repairs in 2011 because, in his words: “the industry needs a repairer with a conscience – that’s me. Rider first, ramp builder second.”

As a lifelong expert in the field, Rob was aware there were very few companies around who were repairing ramps for re...

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Rushforth Media

Direct Business Lenders

Founded in 2010, Rushforth Media is a fast growing media business, producing audio, video and television content for clients in the UK and USA. With a turnover approaching £2million, Rushforth Media is the UK’s biggest producer of audiobooks, with customers including publishers, consumer brands, rights owners and literary estates. Simon founded the company in 2010 after a successful career in law and media and now employs 15 people. The company was initially funded through the sale of a previous business. Simon started with just £10,000 of initial capital, made £600,000 turnover in year one, £1.2m in year two and has never looked back.

Rushforth Media is a self-funded business, in good financial shape with regular, fixed...

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Merritt Decorators Ltd

Direct Business Lenders

Family run business, Merritt Decorators Ltd. is based in the South East of England, and has a range of customers including Specsavers, Taylor Wimpey, Persimmon Homes, Charles Church and Rollalong (working on Army Barracks and RAF Camps). This is in addition to many other building contracts both nationally and within the local area. Steve Merritt founded the company in 2003 and runs it with his son James.

Covering the whole of the South of England means that Steve spends the majority of his time travelling. When he does get to spend time in the office there is little time for form-filling. As is common for many businesses within the industry, cash flow sometimes becomes an issue when unforeseen costs are...

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Garment Quarter

Direct Business Lenders

Growth Street helped Garment Quarter invest in stock and inventory to support their growth both online and offline.

Who are Garment Quarter?

Garment Quarter was founded in 2010 by John Reid, a former buyer for a successful Vivienne Westwood franchisee; and Peter Lake, a former IT consultant. Having recognised the strong potential within online retail the initial aim was to establish a multi-brand fashion business and Bristol was chosen as the base and location for the first store.

Their youthful yet inclusive approach to luxury fashion has seen them operate franchise stores for both Vivienne Westwood and Unconditional in addition to their own multi-brand, multi-channel store.

What was their challenge...

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Lunchtime Company

Direct Business Lenders

Growth Street acted quickly to support Lunchtime's seasonal cashflow as their business grew.

Who are Lunchtime Company?

Lunchtime Company was incorporated in 1997. In 2010 they pulled out of contract catering for university departments and businesses, reverting to schools-only catering. They decided in 2013 to concentrate purely on primary schools and now operates 37 schools in South East England with an expected turnover of £4.5 million for this current year.

Their purpose is to use their skills and talents to provide the next generation with a love for a diverse range of food and an appreciation for the great joy that can be gained from eating together with friends, family and colleagues. They spec...

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Squint

Direct Business Lenders

Growth Street enabled Squint to reach new markets and customers with their bespoke, hand-crafted products.

Who are Squint?

Squint is a British luxury design house. It was founded in 2005 by Lisa Whatmough with only a credit card and a vision for the future. Coming from an art background she felt divorced from her audience by the gallery system. Her motivation comes from creating products she loves and that she is proud of putting into the world. Her goal when starting her business was to grow her own brand and company, while maintaining the feel of a small business.

They started with a small space in Shoreditch and have now grown to serving international markets. With Lisa leading the way Squint is an ambitious and developing business, c...

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B&K Beauty Boutique

Direct Business Lenders

When Yuliya’s business was growing fast and she needed a larger premises to meet demand, iwoca helped her to cover the moving costs.

B&K Beauty Boutique is a luxury salon located on a leafy suburban street in St John’s Wood, North London. It’s an obviously popular spot with a loyal following – the light and airy establishment is often packed with customers receiving a large range of beauty treatments. It offers the latest state-of-the-art procedures and has a charming garden area which clients can enjoy in the summer months.

Yuliya Price took ownership of B&K in 2012. The salon was previously based in a cramped shop in Marylebone, where she had been working as the manager for a number of years. Aft...

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The Vehicle Finance Network

Direct Business Lenders

The Vehicle Finance Network (VFN) is the brainchild of Chris Nickson, an experienced operator in the car finance industry. Chris founded the company after noticing that people were finding it increasingly difficult to obtain credit for a new car, despite the vehicle being available as security. The VFN is dedicated to matching customers with the right finance company for their needs.

Chris aims to give every customer a truly personal service, and unlike other providers, doesn’t have a restrictive ‘stock list’ of cars from which they have to choose. Chris now has five employees working from his Merseyside office and has been very happy with the company’s first year growth.

In order to...

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Comtat Cycling

Direct Business Lenders

Adam Roberts is a cyclist who has successfully turned his passion into a viable business – Comtat Cycling. Adam started his company trading from home and selling his products online. Using his experience and driven by his passion, Adam managed to take his business to the next level and has begun trading from a dedicated retail shop in Shoreditch.

Comtat Cycling are experts in high quality handmade bikes. Clients are able to choose the materials their bikes are made from and most importantly the exact measurements needed to help improve performance. Adam uses a 3D Motion Capture System and a set of highly qualified Italian engineers and manufacturers to achieve the perfect balance every time. Comtat also offer bikes from a range...

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Bertha Ovens

Direct Business Lenders

Bertha Ovens is an example of a small business that applied for a Fair Business Loan. The owner, Spyros Alexander, manufactures high-quality ovens straight out of his Wimbledon workshop, selling these charcoal ovens to restaurants and professional kitchens. Offering an alternative to more expensive competitors, Spyros is a confident salesman and manufacturer and we were impressed by his professionalism upon visiting his workshop. He showed us the process involved in making one of these ovens, from the welding and assembling to the logistical side of selling his product.

Additionally, he demonstrated the expansion potential of the business—reaching into the new trend of fine chargrilled cooking methods. His passion for the product an...

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Pheonix Lubricants

Direct Business Lenders

Phoenix Lubricants is a young and dynamic company supplying oils, greases and lubricants to all types of industries.

They supply all major brands of lubricants worldwide, and pride themselves on finding the right lubricant solution for any given application, saving their customers time and money. In addition they market their own products, Phoenix branded high quality lubricants, and can also supply hard-to-find or made-to-order grades.

The cash flow issue

With a small team of 4 and turnover of £300K, Stephen Harkin, the company's Managing Director, explained to us that, in order for the company to grow and develop the business, it was essential that they purchased stock to make progress. Whilst some of ...

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