Six Degrees Student Accommodation

Peer-to-business Loans

Tajinder Ubhi has previous experience managing 60 buy-to-let properties around Nottinghamshire and Derby.

With planning permission already in place, the loan Tajinder received from our investors was used to build the four-storey, 46-bed student accommodation development called Six Degrees on time. He worked with the best contractors and advisors to complete this successful build.

Tajinder Ubhi, Owner of Six Degrees Student Accommodation:

“The banks weren’t helpful so I was forced to look for another way to finance the deal. The Assetz Capital team were fantastic and I have absolute belief in what they are developing, so it was great to see every aspect of th...

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Chapel Down

Equity Funding

In September 2014, Chapel Down kickstarted an evolution of the equity capital markets by becoming the first publicly-listed company to offer its shares through equity crowdfunding. The company raised more than £3.95m investment from a combination of an institutional and high net worth investor placing, alongside the crowd, with all 1,463 parties participating on the exact same terms through Seedrs.

More efficient fundraising

Equity crowdfunding is an excitingly innovative approach to raising growth capital, especially when most companies at their stage, with their positive financial traction, traditionally reach out to institutions and large individual investors in The City.

Raising investment through traditional City brok...

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Construction Industry: TRC

Peer-to-business Loans

TRC specialises in the renovation of old timber windows, the installation of new timber windows and exterior building refurbishment. The business was founded 20 years ago by David Gibson, when, working as a carpenter, he came across a continental company that was looking for contractors to carry out work with its resin repair system. Says David Gibson: “I was very impressed with the system as it meant I could repair previously irreparable windows permanently, to a high standard, and it looked good.” Since then, the company has grown into related areas with 60 direct employees and up to 40 with subcontractors.

The Problem

TRC came to ArchOver needing working capital for expansion due to...

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Axwell Park

Property-based Loans

Wellesley advertising attracts new borrower who are regenerating a historic landmark in Axwell Park.

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​Seven Spirit Ltd

Peer-to-business Loans

Seven Spirit Ltd is an independent bar and restaurant group which currently operates three sites in Northampton: ‘Sazerac’ – a boutique cocktail bar, ‘Old House Northampton’, an English pub and kitchen and ‘Department of Meat and Social Affairs’, a bar and restaurant and multi-use venue which stages live music events and is also available to hire for private events. Seven Spirit Ltd has been trading for 3 years and has grown quickly during this time.

Location - Northampton

Business Nature - Leisure & Hospitality

Loan Purpose - Asset Purchase

Trading For - 3 years

Target - £50,000

Loan Term - 12 months

Number of Bids - 15

Avg ROI - 11.35%

Background

Keen to expand ...

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Flexibility was key for Cuthberts

Revenue-based Loans

The fact that Fleximize understood the business was the reason why toy store 'Cuthberts' turned to them for funding. Find out more by watching the video below:

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Amy Louise Bridal

Peer-to-business Loans

Amy Louise Bridal Gowns is a designer bridal boutique located in the picturesque town of Nantwich, in Cheshire. The boutique has been present in the town for the past 14 years however in early 2012, James Lindsay purchased the shop from the previous owner to run it as a family business. Amy Louise Bridal Gowns has an excellent reputation for the service they provide to their brides. Stocking designer dresses aimed at the higher end of the market and ranging in price from £1,500 to £4,000, the boutique attract brides from the length and breadth of the country, usually through personal referrals or via their website.

Location – Nantwich, Chesire

Business Nature – Retail

Loan Purpose – Working Capital

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Paradigm Reinstatements

Peer-to-business Loans

Paradigm Reinstatements is a new and uniquely different all trades contractor, operating throughout Scotland in the insurance fire and flood reinstatements sector. Carrying out all types of insurance repairs to properties that have suffered damage, their range of services is unique in Scotland, offering a genuine ‘one-stop-shop’ solution. The Company’s services range from dehumidification/drying of buildings, leak detection, moisture investigation surveys, all trades repairs, removals and storage of contents, asbestos sampling and removal.

The Company has been trading for 2 years and has grown quickly during this time. With a client list of household names within the UK insurance industry including ...

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We Care for Children

Peer-to-business Loans

Edinburgh based company, ‘We Care for Children’ has been trading for the past 15 years as ‘Little Flyer’s Nursery’. Since starting with one nursery in 1999, the company currently operates across six locations in Edinburgh and West Lothian, providing day care and out-of-school care for over 300 children aged between 3 months and 12 years old. Throughout the company’s 15 year history, they have shown sustainability, market insight and continued success in growth. All Little Flyers Nurseries have a flexible approach to childcare, and unlike most other nurseries, they offer shift/roster places so that they can adapt to the needs of the modern working family. The nurseries have a great reputation, achieve ‘very good’ gr...

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Times Square

Invoice Funding

A printing firm turned to Bibby in 2004.....find out how invoice finance helped Times Square in a number of aspects by watching the video below.

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Able Services

Invoice Funding

Able Services were introduced to Bibby Financial Services for invoice factoring which would predominately help with cash flow. Watch the video below to find out how Bibby solved the cash flow problem.

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Accessorising a Giant – David and Goliath working together

Invoice Funding

Company Details

This client was a young company that specialises in designing and sourcing various fashion accessories and jewellery.

Testimonial

‘I was very cautious on using a factoring invoice company, however GapCap have certainly changed my mind, they explained everything in great detail, and excellent throughout. They impressed me through the whole setup and completely had my company’s interest at the forefront of their minds. Their services have ensured that my business can expand with the help of maintaining my cash flow, and for that I am very grateful. You also get a great af...

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GapCap Relieves the Burden of Cash Flow Issues Caused by Seasonal Order

Invoice Funding

Company Details

This client produces luxury lavender based cosmetic products.

Testimonial

"The service from GapCap has been excellent; they're exactly the partner we need as we grow into new markets and opportunities."

JM, MD of our client

Transaction Challenges

Our client, a producer of luxury based lavender cosmetic products, came to GapCap having received an abnormally large order from a large multinational. The size of the order and longer payment terms was impeding our client’s working capital reserves.

Transaction...

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Comtat Cycling

Direct Business Lenders

Adam Roberts is a cyclist who has successfully turned his passion into a viable business – Comtat Cycling. Adam started his company trading from home and selling his products online. Using his experience and driven by his passion, Adam managed to take his business to the next level and has begun trading from a dedicated retail shop in Shoreditch.

Comtat Cycling are experts in high quality handmade bikes. Clients are able to choose the materials their bikes are made from and most importantly the exact measurements needed to help improve performance. Adam uses a 3D Motion Capture System and a set of highly qualified Italian engineers and manufacturers to achieve the perfect balance every time. Comtat also offer bikes from a range...

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Bertha Ovens

Direct Business Lenders

Bertha Ovens is an example of a small business that applied for a Fair Business Loan. The owner, Spyros Alexander, manufactures high-quality ovens straight out of his Wimbledon workshop, selling these charcoal ovens to restaurants and professional kitchens. Offering an alternative to more expensive competitors, Spyros is a confident salesman and manufacturer and we were impressed by his professionalism upon visiting his workshop. He showed us the process involved in making one of these ovens, from the welding and assembling to the logistical side of selling his product.

Additionally, he demonstrated the expansion potential of the business—reaching into the new trend of fine chargrilled cooking methods. His passion for the product an...

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The Shrubbery Care Home

Peer-to-business Loans

When Avtar and Amarjit Sandhu the owners of The Shubbery Care Home wanted to pay back a private investor, so they turned to Assetz Capital to borrow money from a group of investors.

Mr. and Mrs. Sandhu borrowed £700k from 644 investors which allowed the couple to buy out an existing private investor, including fees and a 2-month interest buffer, who had provided a short-term loan.

The couple have owned and run the profitable care home, The Shrubbery, for over 20 years. The 28- room, CQC registered home specialises in supporting residents over 65 with dementia and mental health conditions.

Gurtak Sandhu, manager of The Shubbery Care Home commented on his experience:

"Assetz Capital we...

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Market Invoice Help Company Pump More Beer

Invoice Funding

Ales by Mail were recommended to Market Invoice by one of their suppliers and because of this it has allowed the craft beer company to purchase more stock, explore different markets in oversea territories and get more products into our range. Watch the video below to find out more information:

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CCM clean up with Positive funding package

Invoice Funding

Birmingham based, invoice finance specialists, Positive Cashflow Finance (“Positive”) have provided Midlands based commercial cleaning business, Complete Clean Management Ltd (“CCM”), with a £50,000 working capital facility to support ambitious growth plans over the next 12 months.

Local entrepreneur, Dom Bacciocchi is the managing director at CCM and established the business in 2009. CCM provide a wide variety of cleaning solutions for businesses ranging in size throughout Birmingham and the West Midlands and have built a reputation as a reliable and high quality service provider.

In the past, Dom has declined to take on larger contracts d...

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Positive Help Engineer a Bright Future

Invoice Funding

North Wales based, Engineered Composites Limited (“ECL”) has secured a £550,000 funding facility from Manchester based invoice finance specialists, Positive Cashflow Finance (“Positive”).

ECL, established by Dr Andrew Downey in 1986, is a supplier of GRP profiles and other composite materials to customers supplying a wide range of industries such as building and construction, civil engineering, marine, rail and utilities.

Nicki Thelwall-Jones, director at ECL, who has taken over the day-to-day running of the business from Dr Andrew Downey said:

“The funding facilities from Positive offer us great flexibility, comprising of a confidential invoi...

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Suspension Firm Springs Forward

Invoice Funding

Bromborough based, Maxtrac UK Limited “(Maxtrac)” has secured a £150,000 funding facility from Manchester based invoice finance specialists, Positive Cashflow Finance “(Positive)”.

The vehicle suspension specialist distribution firm has its head office in Holland and with other subsidiaries in Germany and South Africa have targeted significant growth over the next 12 months.

Maxtrac supply a number of motor factor/warehouse distributor businesses throughout the UK and Republic of Ireland and have a focus on providing high quality goods, swiftly and at a competitive price. They have a vast product range including items such as sport suspension systems, complete strut assem...

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