An Introduction to Merchant Cash Advance

Revenue-based Loans

Most small business owners would love to have additional capital to grow their company, such as expanding their space, purchasing new equipment, hiring additional employees or simply having cash on-hand for random expenses. What some small business owners may not realize is that instead of applying for a small business loan, a merchant cash advance may be better suited for their industry. Here are five things you need to know about merchant cash advances so that your small business can get the financing it needs to grow!

1. The payment schedule – Unlike small business loans, the payments for a merchant cash advance won’t be the same every day. Instead, they wi...

Read more »

SMEs Sought the Alternative Route

Revenue-based Loans

Are the tables finally turning when it comes to SMEs requiring finance?

A new report conducted by, alternative funder, Liberis has shown that in the last 12 months more small businesses in need of funding are turning to alternative finance rather than a bank overdraft.

While 70 per cent of small businesses haven’t applied for funding because they say they ‘don’t need it’, the research amongst 1000 small companies, showed that 30 per cent of those that did applied to an alternative funding provider, compared to 18 per cent that applied for a bank overdraft and 31 per cent for a bank loan.

Despite 31% of SME owners still turning to banks for a loan, it’s the 30%...

Read more »